The FinTech landscape is booming. Over the past few years the world has seen a constant influx of new startups aiming to disrupt the financial services industry on a global scale. As a result, Banks are rushing to offer more technology-driven services, including peer-to-peer payments and same-day approval of business loans in order to mitigate the risk of losing customers to new entrants. According to Statista, as of February 2015, bank spending on new technologies in North America was projected to reach 17 billion U.S. dollars in 2015 and increase to 19.9 billion in 2017. On a global scale, the value of investment in financial technology ventures amounted to approximately three billion U.S. dollars in 2013 and was projected to grow to around eight billion U.S. dollars in 2018.
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